If you are employed by a company or an individual with several employees, you are most likely covered under Workers’ Compensation insurance. Workers’ Compensation is a state-regulated insurance program designed to compensate employees who are injured on the job or who develop a work-related illness, such as mesothelioma. This program provides injured employees compensation for expenses such as:
- Medical bills
- Physical Rehabilitation
- Occupational Rehabilitation
- Lost wages
- Funeral expenses in the case of wrongful death
The laws governing Workers’ Compensation benefits vary from state to state. The Workers’ Compensation attorneys at Jacoby & Meyers have a thorough understanding of all local Workers’ Compensation laws, and we can explain your rights to you following a workplace injury. One very important aspect of Workers’ Compensation is that there are time limits on filing for benefits. You only have a certain amount of time following your injury to report it and collect the compensation to which you are entitled.
In most states, employers are required to provide Workers’ Compensation benefits for any employee who is injured on the job or who is made sick due to a work-related condition. You must report your injury or condition to your employer, and your employer must then submit a Workers’ Compensation claim to the insurance company. If the claim is not contested, you will eventually receive benefits.
However, when you file for benefits without the help of an attorney, the chances of being denied benefits are very high. In fact, the Workers’ Compensation program has five levels (or stages), and applicants can get denied at any of the levels.
Having an experienced Workers’ Compensation attorney on your side can greatly increase the chance that you will receive the money you need to take care of your medical bills when you are unable to work.